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The 52 Week Challenge + alternatives

The 52 Week Challenge + alternatives

By far the simplest savings technique, the first week you add £1 into your savings, the next week £2, the week after that £3 and so on…. By the 52nd week you will have £1,378 in your savings account + interest.

The posters:

Other ways to improve it

To make the standard version even better it’s best to do it in reverse (to increase your compound interest) however obviously that isn’t going to be easy.

↪ Alternative variation (The random amount in jar challenge)
Choose an amount each week between 1 and 52 and put it in a jar/savings account.

Alternatives to the 52 week challenge:

  • Round down your bank balance, e.g. bank balance is £209.22. Transfer £9.22 into your savings
  • Use a money box that you can only access if you smash it (or for cheap alternative get a jam jar and super glue the lid on)
  • 1p each day in a jar, then 2p the next day, 3p the next and so on. Ending with £667.95 at the end of the year.
  • Collect certain coins, e.g. all 20p coins at the end of the day in a jar or every £2 coin is saved etc.
  • Any loose change gets placed in a jar each day
  • Move the decimal point of 52-week challenge, e.g. Week 1 10p, Week 2 20p & Week 52 £5.20
  • Have you seen the 100% personal ‘tax’ trick?

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