Avoid spending on or directly after payday!

Avoid spending on or directly after payday!

If you know you’re susceptible to impulse buys then avoid doing a big food shop (or any other shopping) on any day where you feel particularly flush i.e. pay day, student loan day etc.

Instead, stay at home and watch cartoons (old school ones, none of this modern crap).

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Important things to remember with everything we post:

  • If you earn over your personal allowance (currently £12,570 a year) HMRC need to get their % cut (even if the money is in cash or from another country)
  • If you’re working for yourself / earning an income on the side you need to let HMRC know – There are numerous benefits but also some drawbacks
  • You need to always ensure whatever you’re doing is legal and not hurting anyone else – be careful and always think twice
  • Some income streams may require you to have DBS check, licence, insurance or qualifications before you can start to profit from it, do your research.
  • Be careful that any additional income doesn’t compromise your studies or main income/job
  • If you work for a company check your contract, if you don’t inform them you’re working on other side projects outside of work they may have grounds to ownership on this work

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