1) Ditch TV subscriptions, there are plenty of decent and high-quality TV shows / amazing content available elsewhere for free or far less.
2) Move internet providers (or threaten to leave them at least) - See if they can price match or simply lower the price
3) Work out how much phone data etc you really need a month, move to a cheaper plan if possible. Also, ask your provider to disable premium rate text numbers.
4) Buy a smart thermostat OR drop 1-4c from your normal peak temperature / reduce the amount of hours your home heats.
5) Use your ISA allowances
6) Cancel that gym membership and go running in the park and/or find your local outdoor gym. Although, you could argue going to the gym is far better for you, your mind and financial health as well...
7) Only if you have good credit / no debts &/OR you're good with your finances - Use credit cards as if they're debit cards to rack in those rewards
9) Delete the takeaway/shopping apps! If you want pizza go and buy one from the supermarket, buy some posh ingredients to go on top to make it 'special' and you should still have said money.
10) Shop around for car insurance, the industry is crooked and often penalises 'good' customers. Warning: Be careful of insurers that are always the cheapest though, their cover may not be comparable to what you have now should something go wrong.
OK, so this isn't really money related but it may save your life, the life of a family member of some of your belongings in a fire. Firefighters recommend you always shut your bedroom doors at night, this is the reason why.
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1) Ditch TV subscriptions, there are plenty of decent and high-quality TV shows / amazing content available elsewhere for free or far less.
2) Move internet providers (or threaten to leave them at least) - See if they can price match or simply lower the price
3) Work out how much phone data etc you really need a month, move to a cheaper plan if possible. Also, ask your provider to disable premium rate text numbers.
4) Buy a smart thermostat OR drop 1-4c from your normal peak temperature / reduce the amount of hours your home heats.
5) Use your ISA allowances
6) Cancel that gym membership and go running in the park and/or find your local outdoor gym. Although, you could argue going to the gym is far better for you, your mind and financial health as well...
7) Only if you have good credit / no debts &/OR you're good with your finances - Use credit cards as if they're debit cards to rack in those rewards
8) Learn to cook e.g. by watching https://www.netflix.com/gb/title/80198288
9) Delete the takeaway/shopping apps! If you want pizza go and buy one from the supermarket, buy some posh ingredients to go on top to make it 'special' and you should still have said money.
10) Shop around for car insurance, the industry is crooked and often penalises 'good' customers. Warning: Be careful of insurers that are always the cheapest though, their cover may not be comparable to what you have now should something go wrong.