10WAYS TOOL
Pension growth & income projection (interactive)
Yellow = your projection. Grey dotted = target (based on your desired income). Hover for details.
Projected pot (nominal)
—
Years to invest: —
Projected pot (today’s money)
—
Inflation-adjusted
Estimated annual retirement income
—
Using your withdrawal rate (4.0%)
—
Illustrative only — not financial advice.
Current age i
36
Retirement age i
67
Current combined pension pot i
£50,000
Desired annual retirement income i
£26,000
Personal monthly contribution i
£350
Employer monthly contribution i
£250
Personal one‑off contribution i
£0
Include full new State Pension i
Off
Take 25% tax‑free at 55 i
Off
Assumptions: growth 5% p.a., fees 0.7% p.a., inflation 2.5% p.a., SWR 4% for income estimate. You can tweak these in code if needed.