It’s actually not your fault.
The UK education system has never taught you about real life money issues, your parents have unknowingly forced their opinions on you – study hard, get a job & then support your family.
At no point has anyone sat down and tried to explain how to save money, make money or even invest money. So of course it’s going to feel risky even just talking about it.
The internet is vast and full of crap – to the untrained eye it’s a minefield, especially when talking about money – full of scams, rubbish e-books, fake eBay items, illegal websites & viruses.