The ‘can I borrow your phone’ scam

  • Remember simple scams can still cost you a fortune
  • If you ever let someone use your phone ensure they tell you the number to dial or watch them dialing the number or offer to ring only if you hold the phone and put it on speaker
  • If a friend/family member ever contacts you asking for cash then always question it, especially if you can’t speak directly with them

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Important things to remember with everything we post:

  • If you earn over your personal allowance (currently £12,500 a year) HMRC need to get their % cut (even if the money is in cash or from another country)
  • If you’re working for yourself / earning an income on the side you need to let HMRC know – There are numerous benefits but also some drawbacks
  • You need to always ensure whatever you’re doing is legal and not hurting anyone else – be careful and always think twice
  • Some income streams may require you to have DBS check, licence, insurance or qualifications before you can start to profit from it, do your research.
  • Be careful that any additional income doesn’t compromise your studies or main income/job
  • If you work for a company check your contract, if you don’t inform them you’re working on other side projects outside of work they may have grounds to ownership on this work

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