Recent deals / posts:

Good morning! Who ate Haribo for breakfast? Best deals and freebies for your morning! Useful = 👍 Thanks

🎓 Could student loans become INTEREST-FREE, including interest already added?

A UK Parliament petition is calling for ALL interest on student loans to be abolished, with existing balances recalculated as though interest had never been charged!

Removing interest retrospectively might be a step too far for some, particularly given the potential cost to taxpayers, but it raises important questions about how fairly graduates have been treated, especially when repayment terms have changed AFTER they took out their loans.

Since 2012, students in England have faced tuition fees initially set at up to £9,000 a year (and higher since), with many graduating owing £40,000, £50,000 or more.

💸 Here’s what frustrates so many graduates:

❌ You can repay thousands of pounds and still owe MORE than when you graduated.

❌ Interest can build up faster than your repayments reduce the balance. For example, someone owing £50,000 at 6% interest could see around £3,000 added in a year, even if they’ve already repaid £1,000!

❌ Repayment thresholds have repeatedly been frozen, meaning more of your salary can be taken as wages increase, even if you’re no better off after inflation.

❌ Some graduates face repayments for up to 30 years, while newer Plan 5 borrowers face up to 40 years. Any remaining debt is then written off, meaning higher earners can end up repaying far more than others. For many, it effectively becomes an additional 9% income tax on earnings above the repayment threshold, potentially for decades!

❌ Perhaps most frustratingly, and the biggest reason we believe the system is unfair, the Government can change the repayment terms AFTER you’ve taken out the loan. Students made major financial decisions, often at just 18 years old, based on the terms presented to them at the time, only for those terms to change years later. This includes changing how much graduates must earn before repayments begin, potentially leaving them paying back more than originally expected.

📢 What would the petition actually change?

If implemented, interest would stop accumulating and existing balances would be recalculated to remove interest previously added.

Importantly, this wouldn’t automatically reduce everyone’s monthly repayments, which are based on earnings rather than the amount owed. It could significantly reduce the total amount some graduates repay, although those whose loans would eventually be written off might see little or no financial benefit.

✍️ Read the petition and decide whether to sign:
https://petition.parliament.uk/petitions/782464

At 10,000 signatures, the Government must respond. At 100,000, the petition will be considered for debate in Parliament.

💬 Did you go to university from 2012 onwards? How much did you borrow, how much have you repaid, and how much do you STILL owe?

🎃 30 of today's best DEALS and FREEBIES - These take us ages to put together, so please consider a like and share with your friends, thank you! 🔥 Vote which are your favourite deals 👍

🔥 4 x 1 Litre Isopropyl Alcohol (IPA) 99.9% Pure for just £12.79 with code FRIGHTNIGHT20 on eBay! That’s just £3.20 per litre! #ad ⤵️⤵️⤵️
➜ https://bit.ly/3WbOt6E

🧽 Did you know there are loads of handy household uses for Isopropyl Alcohol? From removing stubborn sticky labels to cleaning electronics, it’s a useful product to have around the house!

💪 USES FOR 99.9% IPA (UNDILUTED)

✅ Removing stubborn sticky label residue
✅ Removing leftover glue from tape
✅ Removing some permanent marker stains
✅ Degreasing metal tools and components
✅ Cleaning compatible electrical contacts
✅ Cleaning compatible 3D printer build plates
✅ Removing adhesive residue from glass jars
✅ Preparing suitable surfaces before applying adhesive
✅ Removing greasy fingerprints from stainless steel
✅ Removing oily residue from suitable metal surfaces
✅ Cleaning battery contacts (with batteries removed)
✅ Removing some scuff marks from compatible hard surfaces

💧 USES FOR DILUTED IPA (50% TO 70%)

✅ Cleaning mirrors and glass (50%)
✅ Removing fingerprints from glass tables (50%)
✅ Cleaning suitable stainless steel appliances (50%)
✅ Cleaning greasy marks from bathroom tiles (50%)
✅ Cleaning suitable chrome taps and fittings (50%)
✅ Cleaning glass shower screens (50%)
✅ Cleaning suitable plastic surfaces (50%)
✅ Cleaning greasy cupboard handles (50%)
✅ Removing fingerprints from glass cabinet doors (50%)
✅ Cleaning suitable door handles (70%)
✅ Cleaning compatible keyboards and computer mice (70%)
✅ Cleaning compatible gaming controllers (70%)
✅ Cleaning compatible remote controls (70%)
✅ Cleaning suitable phone exteriors (70%)
✅ Cleaning suitable light switch covers (70%)

🧪 HOW TO DILUTE 99.9% IPA

💧 50% solution: Mix approximately 1 part IPA with 1 part distilled water.

💧 70% solution: For a 1-litre batch, use approximately 700ml of IPA and add distilled water until the total volume reaches 1 litre.

⚠️ IMPORTANT SAFETY INFORMATION

🔥 IPA is highly flammable, even when diluted. Keep away from flames, heat and sparks.

🌬️ Always use in a well-ventilated area.

🧤 Avoid prolonged skin contact and wear suitable gloves when needed.

🚫 Never mix with bleach or other cleaning chemicals.

🧪 Always test on a hidden area first. IPA can permanently damage paint, varnish, acrylic, certain plastics and protective coatings.

💻 For electronics, always check the manufacturer’s cleaning instructions. Switch off, disconnect from power and apply IPA to a cloth rather than spraying directly.

👶 Keep away from children and pets. Store securely in clearly labelled, suitable containers.

🦠 For disinfection, use a properly labelled disinfectant and follow its stated contact time. Homemade diluted IPA isn’t automatically a validated disinfectant.

💡 Remember: IPA isn’t suitable for every cleaning job. For ordinary household dirt, warm water and washing-up liquid are often all you need!

🛒 4 litres for £12.79 with code FRIGHTNIGHT20 ⤵️
➜ https://bit.ly/3WbOt6E

Does anyone use this? If so, it's a decent time to buy, add 3 tubes to checkout and you will pay £4.58 (£1.53 each) BUT if you add 6 to basket then at checkout add the 20% subscribe and save discount you will pay just £6.87 for 6 (£1.15 each)!
➜ https://amzlink.to/az0JM2RLs7ysf (aff ad)