Lots of people believe in karma, which is when someone believes the sum of their actions in life decides their fate in the future. It’s a key part of Hinduism, Buddhism, Jainism, Sikhism and Taoism however more and more non religious people are structuring their lives around this belief.
OK, so this might not save you money immediately but if we all did this then in theory it would help you in your time of need.