Save up to £50,000 over your lifetime by doing these simple home improvements

Save up to £50,000 over your lifetime by doing these simple home improvements

Money spent today and invested into your home will see substantial long-term savings, especially if you then put that money into your pension or ISA, meaning over your adult life you will see potentially tens of thousands of pounds saved (we estimate a max of around £50,000) which you can spend on far more enjoyable things!

Insulate your exposed hot and cold water pipes with foam and tape (£10 saving per year or £632 over your adult lifetime)

Very simple, it keeps your hot water hotter for longer and prevents cold water from freezing which means you spend less money on electric/gas to heat it back up or repair the damage.

Buy some of these from Wickes or Screwfix & some of this tape.

Hot water tank insulation or upgrading your existing (saving between £8 & £125 a year meaning a lifetime saving of £506 to £7,907)

Only applies to those with an older hot water tank, if you have a combi boiler you can ignore this.

Upgrading your tank insulation from 80mm from 25mm should save you ~£20 per year (or £1625 in your lifetime) and if you have just the tank with no insulation that saving will be even higher.

Buy this hot water tank insulation kit or try here

Adjust your hot water heating times (hard to measure savings), maximum temperature and ensure you turn off your heating (automatically) when away from home

For those with hot water tank:

You’re likely heating your water too many times per day and whilst there is a fine line between ‘just the right amount of water’ and ‘having a cold shower’ you may wish to play with the timer on your hot water tank to ensure it’s only heating at the right times (i.e. 30-60 minutes before you’re likely to need hot water), adjust it until you notice it becoming an issue.

For everyone:

For your home’s heating again you might find you’re actually overheating your house, try and lower the temperature down and consider adjusting your overnight / away settings to save more money.

Consider a smart thermostat 

Add extra insulation to your loft (saving between ~£10 & £215 per year, which over your adult life would be £630-£13,600)

More loft insulation is an easy way to better insulate your living area from excessive cold and heat, 270mm of insulation height is recommended. Expect to pay between £350 & £1800 for loft insulation depending on the size of your house but doing it yourself (with the right protective gear) will likely be cheaper.

Buy these + consider some of this (for things like loft doors) or try and see if you can use grant money.

p.s. ensure any downlighters are suitably protected

Fill any internal and external holes around windows or doors (savings hard to measure but merge with the next tip for a good idea)

Silicone or Caulk is a great first step to stopping that pesky cold air from entering your house, you will want an adhesive gun as well.

Use or replace rubber seals around windows and doors (saving of around £20 per year or £1265 in your lifetime)

These self-adhesive stick-on rubber (check your existing ones to see which style you need) or brushes help to better seal your windows and doors, which is ideal if you have older windows and doors or they’ve been painted over etc.

Improve your radiators by fitting reflectors (saving £5-£20 per house per year based on 5 radiators or £316-£1265 over your adult lifetime)

These simply reflect (up to 95% of the heat) into your house instead of heating up your wall. The savings will vary on your exterior wall insulation type (i.e. modern houses with high-quality insulation may not be worth doing), however, even a newly insulated wall will likely net you enough money in the first 4 years to pay back your initial investment.

Some people use tin foil to do this, which can work but we’re not sure how well it works long-term.

Buy these radiator reflectors

Cover up the plastic/copper Radiator Pipes with chrome (savings negligible but looks good which may help you sell your house in the future)

If you’re on TikTok you’ve probably seen endless videos on this but whilst these aren’t great ways to insulate your pipes they do turn ugly-looking pipework into something to be proud of which makes your house look better and will likely make it easier to sell in the future.

These snap-on chrome covers take a few seconds to install.

Only heat the rooms you need via Smart Radiators or turning them off manually (saving of up to 40% on your home energy usage compared with heating unnecessary rooms = potentially £180 per year or £14,626 over adult lifetime)

Fix Rotten Windows/Doors (savings hard to measure but likely ~£20 per year or £1265 in your lifetime)

Similar to holes around your window frames, damaged wooden windows can also negatively affect your heating + your home’s resale value.

Buy Wet Rot Hardener or from Amazon and then use a 2-part wood filler to fill the damage (watch this video to see how) 

Consider Solar Powered Hot Water (saving £60-£70 per year or £3,700-£4428 over your adult lifetime + potential for Government’s Renewable Heat Incentive (RHI) payments of ~£200-£525 per year or £12,600-£33,200 over your adult lifetime)

With an initial cost of £4000, it’s not going to be a cheap investment but if the incentives are available to you it can be a great saving long-term.

Find an accredited installer here

Got a chimney you don’t use or use rarely? Plug it (~£17 saving per year or £1075 over your adult lifetime)

Buy a Chimney Balloon or Chimney Draught Excluder to prevent heat loss, you can use plastic or even sheep wool to do this just remember to remove it before you relight your fire!

Seal your postbox and consider wrapping single glazed windows (savings hard to measure)

A letterbox with brushes, a keyhole cover and door edge draught excluders can all help


Use thermal or thick curtains to prevent draughts and keep heat in the room + shut any doors that lead to unused rooms (hard to measure savings)

Thermal curtains are good at helping to prevent excessive heat from the sun in summer and heat loss in winter. Ensure you also shut all doors to any rooms you don’t actively heat/use.

Move your gas and electricity from ‘The Big 6 Standard Tariff’ to renewable energy providers to make the earth cleaner but also likely save you money (savings drastically vary per person/postcode)

This likely won’t be the case right now with non capped energy tariffs being high

[Tongue in cheek] Have more friends around and have more sex (not necessarily at the same time, savings unlikely but might help in winter)

When humans get together houses get hotter the same is true when you have sex 😂 Obviously the problem with this is that both of those things are likely to cost you more in other expenses compared with simply heating your home.

What have we missed? Add your thoughts in the comments below

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